Feronixa

Terms & Conditions

Last updated: January 15, 2026

These Terms and Conditions (hereinafter, "T&C") govern the access and use of the web platform feronixa.com (hereinafter, "the Platform"), operated by Feronixa S.A.S., Tax ID (CUIT) 30-72184956-3, with legal domicile at Av. Leandro N. Alem 855, Floor 12, C1001AAD, Ciudad Autónoma de Buenos Aires, Argentina.

1. Acceptance of terms

By accessing or using the Platform, you accept these T&C in their entirety. If you do not agree with any provision, you must refrain from using the Platform. Feronixa reserves the right to modify these T&C at any time, publishing the updated version in this same space.

2. Service description

Feronixa operates a real estate crowdlending platform that allows registered users to participate in the financing of projects related to the real estate sector in Argentina. The Platform acts as a technological intermediary, facilitating the connection between investors and real estate developers. Feronixa is not a financial institution nor a stock broker. We do not capture public savings nor offer guaranteed returns. Participation in projects is subject to risks inherent to the real estate market and the specific conditions of each operation.

3. Registration and user account

To participate in projects, you must create an account providing truthful, complete, and updated information. You are responsible for maintaining the confidentiality of your access credentials and all activities carried out under your account. We reserve the right to verify your identity in accordance with current Know Your Customer (KYC) and Anti-Money Laundering / Counter-Terrorism Financing (AML/CFT) regulations in Argentina.

4. Investment risks

Investing in real estate crowdlending involves significant risks that you should consider: • **Risk of capital loss**: You may lose part or all of your invested capital. • **Illiquidity risk**: Investments are not easily convertible to cash before the established term. • **Timeline risk**: Real estate projects may experience delays compared to estimated timelines. • **Market risk**: Real estate market and macroeconomic conditions may negatively affect results. • **Regulatory risk**: Changes in regulations could impact the Platform's operation or projects. Feronixa does not guarantee returns or results. Estimated rates are projections based on prior analysis and do not constitute profitability promises.

5. Intellectual property

All content on the Platform, including texts, graphics, logos, images, software, and design, is the property of Feronixa S.A.S. or its licensors and is protected by the intellectual property laws of the Argentine Republic (Law 11,723) and applicable international treaties.

6. Limitation of liability

Feronixa shall not be liable for: • Losses arising from investment decisions made by users. • Temporary service interruptions due to maintenance, updates, or force majeure. • Indirect, consequential damages, or lost profits. • Information provided by developers or third parties related to projects. Feronixa's total liability, in any case, shall be limited to the amount of commissions actually received for the service provided to the claiming user.

7. Data protection

The processing of personal data is governed by our Privacy Policy, available on the Platform, and complies with the provisions of Law No. 25,326 on Personal Data Protection and its complementary regulations.

8. Applicable law and jurisdiction

These T&C are governed by the laws of the Argentine Republic. For any dispute arising from the use of the Platform, the parties submit to the jurisdiction of the Ordinary Commercial Courts of Ciudad Autónoma de Buenos Aires, waiving any other forum or jurisdiction that may correspond to them.

9. Contact

For inquiries about these Terms and Conditions: Feronixa S.A.S. Av. Leandro N. Alem 855, Floor 12 C1001AAD, Ciudad Autónoma de Buenos Aires, Argentina Email: legal@feronixa.com Phone: +54 11 5239-4710